As the news has reported for nearly a year, credit card security is getting ready to be improved by the rollout of Chip-and-Pin technology. This technology is considered to be harder to steal thus leaving clients more secure. Retails have gone down the road of implementing this technology over the last few years but these preparations have sped up in the last 12 months after the Target breach. Recently, the Obama Administration has issues an executive order on the use of Chip-and-Pin for Federal Agencies. This is a link to a great article describing the difference in Chip-and-Pin versus Chip-and-Signature.
http://krebsonsecurity.com/2014/10/chip-pin-vs-chip-signature/